Effective Date: February 1st, 2025

Welcome to ninataylor.org owned and operated by Nina Taylor. By accessing or using this Website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with these Terms, please do not use this Website.

1. Scope of Terms

These Terms apply to all users of the Website, including visitors, clients, and customers who purchase or participate in our services, including but not limited to astrology courses, readings, workshops, retreats, digital content, and holistic health offerings.

2. Eligibility

By using this Website, you represent that you are at least 18 years old or have parental/guardian permission to do so. You agree to provide accurate, current, and complete information as requested when purchasing Services.

3. Intellectual Property

All content, including text, graphics, logos, course materials, digital downloads, and multimedia, is the intellectual property of the Company and is protected under copyright and intellectual property laws. You may not reproduce, distribute, or use any content without prior written permission.

4. Services & Payment

4.1 Purchases

All purchases made through the Website are final unless stated otherwise. By purchasing, you agree to pay the listed price and any applicable taxes or fees.

4.2 Payment Processing

Payments are processed securely through third-party payment providers. We do not store or have access to your payment details. By completing a purchase, you agree to abide by the terms of these payment processors.

4.3 Refunds & Cancellations

Due to the nature of digital and live offerings, all sales are final. Refunds or rescheduling for services (such as astrology readings, courses, or retreats) may be considered on a case-by-case basis at our sole discretion.

5. Code of Conduct

You agree to engage respectfully and ethically when interacting on our Website, in community spaces (such as WhatsApp groups), or during live events. Any inappropriate, abusive, or disruptive behaviour may result in removal from services without a refund.

6. Disclaimers & Liability

6.1 No Guarantees

Our Services are provided for educational and personal growth purposes only. We do not guarantee specific results, financial success, health improvements, or life changes.

6.2 Not Medical, Legal, or Financial Advice

The Company does not provide medical, legal, or financial advice. You acknowledge that astrology, holistic health, and personal development are subjective fields, and you take full responsibility for your decisions based on the insights received.

6.3 Limitation of Liability

To the fullest extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our Website or Services.

7. Privacy Policy

Your privacy is important to us. Please refer to our Privacy Policy for details on how we collect, use, and protect your personal information.

8. Third-Party Links

Our Website may contain links to third-party sites. We are not responsible for the content, privacy policies, or practices of any third-party websites.

9. Modifications to Terms

We reserve the right to update these Terms at any time. Any changes will be effective immediately upon posting. Continued use of the Website after modifications constitutes your acceptance of the revised Terms.

10. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of Canada. Any disputes shall first be attempted to be resolved amicably, and if unresolved, will be settled through arbitration or small claims court where applicable.

11. Contact Information

If you have any questions about these Terms, please contact us at info@ninataylor.org.

By using this Website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.